Travel Cancellation Insurance

In order to avoid the usual high cancellation fees for holiday homes due to cancellation (for example, in case of illness), the conclusion of a travel cancellation insurance is absolutely recommendable.

Our offer: Hanse Merkur Travel Cancellation Insurance.

Full protection:

up to € 1.500 € 48.00
up to € 2,000 € 59.00
up to € 2,500 € 79.00
up to € 3,000 € 99.00
up to € 10,000 4.0%
up to € 15,000 4.1%
up to € 20,000 4.4%

Insurance period:
From the conclusion of the insurance until the start of your journey.

Contract:
Immediately with confirmation of booking, but no later than 30 days before departure. If less than 30 days have elapsed between the booking confirmation and the start of the journey, the contract must be concluded within 3 working days of booking the trip.

Scope of insurance:
Replacement of cancellation costs as per Terms & Conditions,  if the trip does not start.
Replacement of the additional costs of a delayed outward journey.

Insured risks:
After unemployment.
Unexpected change of employer.
Repetition of failed exams of the insured person in the insured travel period, death, serious accident, pregnancy, vaccination intolerance or unexpectedly serious illness of one of the insured person.

Damage to property as a result of natural hazard, fire or intentional crime of a third party.

The loss of employment and unemployment of the insured person due to an unexpected termination of employment by the employer as well as reinstatement.

Deductible:
No deductible, only exception:
Outpatient treatment. In this case, the deductible is 20% of the recoverable costs, but at least € 25.00 per insured person.

Complete Cover:

up to € 1,500 € 59.00
up to € 2,000 € 85.00
up to € 2,500 € 106.00
up to € 3,000 € 138.00
up to € 10,000 5.1%
up to € 15,000 5.3%
up to € 20,000 5.8%

Duration of insurance:

From the conclusion of the insurance up to 31 days at resort.
High intake age: Unlimited.

Valid: Europe.

Contract:
Lockable immediately when booking, but no later than 30 days before departure. If less than 30 days have elapsed between the booking of the journey and the start of the journey, the contract must be concluded within 3 working days of booking the trip.

Scope of insurance:

Travel cancellation insurance
Replacement of contractually owed cancellation costs if the trip does not start
Replacement of the additional costs of a delayed outward journey.

Holiday guarantee:
Replacement of the entire travel price for cancellation of the trip in the first week of vacation for an insured reason, in case of later cancellation of the trip replacement of unused travel services.
If the trip is interrupted for an insured reason, the unused travel services will be reimbursed.
Reimbursement of the additional costs of the extended stay and the return journey up to € 5,000.00, if the trip can not be terminated as planned due to natural hazards (avalanches, floods etc).

Insured risks:
Death, serious accident, pregnancy, vaccination intolerance or unexpectedly serious illness of one of the insured person.
Damage to property as a result of natural hazard, fire or intentional crime of a third party.
The loss of employment and unemployment of the insured person due to an unexpected termination of employment by the employer as well as reinstatement.
Unexpected change of employer.

Repetition of failed insurances in insured travel time.

Deductible:
No deductible, only exception:
Outpatient treatment. In this case, the deductible is 20% of the recoverable damage, but at least 25, - EUR per insured person.

Luggage insurance:
Sums insured:
For individuals € 2,000.00.
No deductible.


Travel liability insurance:
Sum insured:
Personal injury and property damage up to € 1 million

Please note: The listed conditions apply to persons resident in Germany. For other countries, there may be minor changes.

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